These Terms of Service (“Terms”) are a binding agreement between you and Mishmapps LLC (“Tuppence,” “we,” “us”), governing your use of the Tuppence mobile application and related services (the “Service”). By creating an account or using the Service, you agree to these Terms and to our Privacy Policy.
1. Who can use Tuppence
You must be at least 18 years old and legally able to enter into contracts to create a Tuppence account. Only adults can create accounts. Children use Tuppence through a child profile created by you within your family account, paired to a device using a pairing code you control. You are responsible for all activity on your family account, including activity by children using profiles you create.
The Service is offered to users in the United States only.
2. What Tuppence is — and what it isn't
Tuppence is an educational money-management and chore-tracking tool for families. It helps parents and children track allowances, chores, savings goals, parent-paid interest, and giving, all within your family.
Tuppence is not a bank and does not hold money. Specifically:
- Balances shown in the app are records of commitments between you and your child, not funds held by us. No actual money is deposited with, transferred through, or held by Tuppence.
- We do not provide banking, payment processing, money transmission, lending, or investment services. “Interest” and “loans” in the app are educational features funded and settled entirely by you, the parent, outside the app.
- Balances are not insured by the FDIC or any government agency, because they are not deposits of any kind.
- Tuppence does not provide financial, investment, tax, or legal advice. Content in the app is for general educational purposes only.
You are solely responsible for honoring (or not honoring) the commitments tracked in the app with your child. Tuppence has no obligation or liability with respect to amounts recorded in the app.
3. Accounts and security
You agree to provide accurate information, keep your sign-in credentials secure, and notify us promptly of any unauthorized use. Your account may have more than one sign-in method (an email link or code, or Sign in with Apple); you can manage these in Settings, and the last remaining method cannot be removed. Pairing codes give a device access to a child profile; treat them like passwords. We may suspend or terminate accounts that violate these Terms.
4. Subscriptions and billing
Tuppence is offered as an auto-renewing monthly subscription purchased through Apple's App Store: a base subscription covering one child profile, plus an additional charge per extra child profile (up to five). Current pricing is shown in the app before purchase.
- Free trial. New subscriptions include a free trial (currently 14 days). If you do not cancel before the trial ends, your subscription begins and Apple charges your payment method.
- Billing and cancellation are handled by Apple. Manage or cancel your subscription in your Apple ID settings. Cancellation takes effect at the end of the current billing period. Refunds are governed by Apple's policies; we cannot issue App Store refunds directly.
- Refund requests. If you request a refund from Apple, you consent to our sharing information about your account's use of the purchased subscription with Apple (for example, whether the subscription was delivered and working, and whether a free trial was provided) to help Apple make an informed refund decision. This sharing happens through our subscription platform, only as part of processing your refund request, and in compliance with Apple's policies. Apple makes the final refund decision.
- One-time purchases. We may also offer optional one-time in-app purchases (for example, cosmetic app themes). These are billed by Apple at the price shown before purchase, are not subscriptions, and do not renew. Once purchased, they are available to your family account; refunds are governed by Apple's policies.
- Referral rewards and promotions. We may offer referral rewards, promotional trial extensions, or similar credits. These are applied as additional Service time or features, have no cash value, cannot be exchanged or transferred, and may be modified or discontinued at any time. Any promotional extension ends when stated or when your subscription ends, whichever is first.
- If your subscription lapses, the Service may become read-only or inaccessible, but we retain your data per the Privacy Policy so you can resubscribe. If your account then goes unused for 12 months, we delete it and its data as described in the Privacy Policy, after emailing you notice.
5. Your content
Families submit content to the Service, including chore photos, chore names, wish lists, and notes (“Family Content”). You retain ownership of Family Content. You grant us a limited, non-exclusive license to host, store, display, and process Family Content solely to operate and provide the Service to your family. Chore photos are visible only to members of your family account; we do not use Family Content for advertising, AI training, or any purpose unrelated to providing the Service.
You represent that you have the right to submit Family Content (including photos of your children) and that it doesn't violate any law or third-party rights.
6. Acceptable use
You agree not to: (a) use the Service for any unlawful purpose; (b) reverse engineer, scrape, or interfere with the Service; (c) attempt to access another family's data; (d) upload content that is unlawful, infringing, or harmful; (e) resell or commercially exploit the Service; or (f) use the Service to collect information from children other than your own.
7. Intellectual property
The Service, including the Tuppence name, characters, logos, designs, and software, is owned by Mishmapps LLC and protected by intellectual-property laws. These Terms grant you a personal, non-transferable, revocable license to use the app on Apple-branded devices you own or control, for personal family use, subject to Apple's App Store terms. No other rights are granted.
8. Termination and account deletion
You may delete your account at any time in app Settings. Deletion removes your family's data per the retention schedule in our Privacy Policy. We may suspend or terminate your access for violation of these Terms, with notice where practicable. Sections that by their nature should survive termination (including Sections 2, 5 licenses already exercised, 9–12) survive.
9. Disclaimers
THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE.” TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR THAT RECORDS IN THE APP WILL BE ACCURATE OR PRESERVED.
10. Limitation of liability
TO THE FULLEST EXTENT PERMITTED BY LAW, MISHMAPPS LLC WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR LOSS OF DATA OR GOODWILL. OUR TOTAL LIABILITY FOR ALL CLAIMS RELATING TO THE SERVICE WILL NOT EXCEED THE AMOUNTS YOU PAID US IN THE TWELVE MONTHS BEFORE THE CLAIM AROSE OR $100, WHICHEVER IS GREATER. SOME JURISDICTIONS DO NOT ALLOW CERTAIN LIMITATIONS, SO SOME OF THE ABOVE MAY NOT APPLY TO YOU.
11. Indemnification
You will indemnify and hold us harmless from claims arising out of your Family Content, your violation of these Terms, or your violation of law or third-party rights.
12. Disputes; governing law
These Terms are governed by the laws of the State of Texas, without regard to conflict-of-laws rules. Any dispute that cannot be resolved informally will be brought exclusively in the state or federal courts located in Dallas County, Texas, and you consent to their jurisdiction. Either party may instead bring an individual claim in small claims court. Before filing any claim, you agree to contact us at legal@tuppenceapp.com and give us 30 days to resolve the issue informally.
13. Apple App Store terms
These Terms are between you and Mishmapps LLC only, not Apple. Apple has no obligation to provide maintenance or support for the app. To the maximum extent permitted by law, Apple has no warranty obligation with respect to the app; any claims relating to the app (including product liability, legal/regulatory compliance, and consumer protection claims) are our responsibility, not Apple's. Apple is not responsible for addressing third-party claims that the app infringes intellectual-property rights. You represent that you are not located in a U.S.-embargoed country and are not on any U.S. government restricted-party list. Apple and its subsidiaries are third-party beneficiaries of these Terms and may enforce them against you.
14. Changes to these Terms
We may update these Terms. For material changes we will notify you in the app or by email at least 30 days before they take effect. Continued use after the effective date constitutes acceptance.
15. Contact
legal@tuppenceapp.com